Last updated: August 2026

Welcome to Entrusted Steward Academy.

Entrusted Steward Academy is a brand of Communicate Now Pty Ltd (ABN 49 617 069 342), an Australian company operating in Victoria, Australia.

These Terms & Conditions (“Terms”) apply to your use of the Entrusted Steward Academy website at www.entrustedstewardacademy.com, including the information, resources and services made available through this website.

In these Terms, “Entrusted Steward Academy”, “ESA”, “we”, “us” and “our” refer to Communicate Now Pty Ltd operating through the Entrusted Steward Academy brand. “You” and “your” refer to the person accessing or using our website.

By accessing or using this website, you agree to these Terms. If you do not agree with these Terms, please do not continue to use the website.

1. About Entrusted Steward Academy

Entrusted Steward Academy provides Christ-centred educational, formation and equipping resources designed to encourage Christians to remain close to Christ, recognise what the Lord has entrusted to them, and grow in faithful stewardship.

Our website may include information about programs, newsletters, resources, podcasts, communities, events, training and other opportunities offered by Entrusted Steward Academy or Communicate Now Pty Ltd.

Some resources or programs may be provided through other websites, platforms or brands operated by Communicate Now Pty Ltd. Where additional or specific terms apply to a particular program, product, community or service, those terms will be provided separately where appropriate.

2. Educational and Faith-Based Nature of Our Content

The content provided through Entrusted Steward Academy is intended for general educational, informational and Christian formation purposes.

Our content may include biblical teaching, Scripture, personal reflections, testimonies, questions for prayerful consideration, educational frameworks, mentoring principles and other faith-based material.

While we seek to handle Scripture carefully and encourage biblical discernment, our content is not intended to replace your own prayer, study of Scripture, participation in Christian community, or appropriate pastoral or professional support.

Unless expressly stated otherwise, our content does not constitute legal, financial, medical, psychological, therapeutic or other regulated professional advice.

You should seek appropriately qualified professional advice where your circumstances require it.

3. Personal Discernment and Decisions

Entrusted Steward Academy seeks to encourage and equip people to walk closely with Christ, open Scripture, pray, discern and faithfully steward what has been entrusted to them.

We do not claim to determine God's calling, will, assignment or direction for any individual.

Any questions, reflections, frameworks, teaching, mentoring or other resources provided through ESA should therefore be received as invitations to prayerful consideration rather than as personalised declarations of what God requires you to do.

You remain responsible for your own decisions, actions and responses, including decisions made following participation in our programs or engagement with our resources.

We encourage you to test what you hear and learn against Scripture, seek the Lord prayerfully and, where appropriate, seek wise biblical counsel.

4. No Guaranteed Outcomes

Every person's circumstances, experiences, journey and response are different.

We do not guarantee that using this website, subscribing to our resources or participating in any Entrusted Steward Academy program will produce any particular spiritual, personal, professional, ministry, business or financial outcome.

References to calling, stewardship, clarity, confidence, credibility, influence, impact, growth, business development, podcasting, communication or similar outcomes describe areas that may be explored or developed. They are not promises or guarantees of a particular result.

Testimonials, stories and examples shared through the website or our programs describe individual experiences and should not be understood as representations that you will experience the same outcome.

5. Intellectual Property

Unless otherwise stated, all content made available through this website is owned by or licensed to Communicate Now Pty Ltd and is protected by applicable intellectual property laws.

This includes, without limitation:

written content;

teaching materials;

frameworks and methodologies;

program structures;

Companion materials;

Steward Resources;

worksheets and exercises;

graphics and illustrations;

logos and branding;

photographs and videos;

audio recordings and podcasts;

downloadable resources;

presentations;

training materials; and

original names, phrases, concepts and other intellectual property where legally protectable.

Unless we expressly give you permission otherwise, resources are provided for your personal, non-commercial use only.

You must not reproduce, republish, distribute, sell, licence, sublicense, modify, adapt, translate, commercially exploit or create derivative training or commercial materials from our content without prior written permission.

You must not use our materials to teach, train, coach, consult with or provide services to others where doing so reproduces or substantially relies upon our proprietary materials, frameworks or resources without our written permission.

You may quote brief portions of publicly available website content for legitimate purposes where permitted by law, provided appropriate attribution and a link to the original source are included.

Nothing in these Terms transfers ownership of our intellectual property to you.

6. Program and Resource Access

Some resources may be freely available, while others may require registration, enrolment or payment.

Where you enrol in a paid program, purchase a resource, join a membership or participate in another service, additional terms may apply regarding matters such as:

fees and GST;

payment arrangements;

cancellations and refunds;

program access periods;

live sessions or Gatherings;

digital resources;

community participation;

intellectual property;

account access; and

other program-specific conditions.

Where program-specific terms are provided, those terms should be read together with these Website Terms.

Nothing in these Terms excludes, restricts or modifies any rights or remedies you may have under the Australian Consumer Law or other applicable law that cannot lawfully be excluded, restricted or modified.

7. Accounts and Access

Where an account, login or other restricted access is provided to you, you are responsible for keeping your login details secure.

Unless expressly permitted by us, access provided to an individual is for that individual's use and must not be shared with others.

You must notify us promptly if you become aware of unauthorised access to your account.

We may suspend or terminate access where we reasonably believe an account has been misused, shared without permission, used unlawfully or used in material breach of applicable terms.

8. Community Participation and User Contributions

Some Entrusted Steward Academy services may provide opportunities to participate in communities, discussions, Gatherings or other interactive spaces.

Additional Community Guidelines or participation terms may apply to these spaces.

Where you contribute comments, questions, reflections or other content, you remain responsible for what you share.

You agree not to post or transmit material that is unlawful, defamatory, threatening, abusive, discriminatory, deliberately disruptive, infringes another person's intellectual property or privacy rights, or is otherwise inappropriate for the purpose and nature of the community.

We reserve the right to moderate or remove content and, where reasonably necessary, restrict access to community spaces in accordance with applicable community or program terms.

Unless otherwise agreed, you retain ownership of original content you contribute. However, by posting content within an interactive ESA space, you grant us a limited, non-exclusive licence to display and use that content as reasonably necessary to operate that space.

We will not intentionally use a private testimony, personal story or contribution as public promotional material without appropriate permission.

9. External Links and Third-Party Resources

Our website may contain links to external websites, podcasts, books, articles, platforms, services or other resources that we believe may be useful.

A link to an external resource does not necessarily mean that we endorse everything published by that person, organisation or website.

Third-party websites and services operate independently of us, and we are not responsible for their content, availability, security, privacy practices, terms or actions.

You access third-party resources at your own discretion.

10. Links to Our Website

You may link to publicly available pages on our website provided the link is lawful, fair and does not falsely suggest that Entrusted Steward Academy, Communicate Now Pty Ltd or Annemarie Cross sponsors, endorses or is formally associated with you, your organisation, product or service where no such relationship exists.

You must not frame, embed or present our website in a manner that materially alters its appearance or creates a misleading impression about ownership or affiliation without our prior written permission.

11. Website Information and Availability

We seek to provide useful and accurate information, but website content may occasionally contain errors, omissions or information that becomes outdated.

We may add, remove, update or change website content, programs, resources, availability, pricing or other information from time to time.

We do not guarantee that the website will always be available, uninterrupted, error-free or free from technical issues.

Where practical, we will seek to correct material errors brought to our attention.

12. Privacy

Your privacy is important to us.

Personal information collected through this website is handled in accordance with our Privacy Policy and applicable privacy laws.

This may include information you provide when:

contacting us;

joining a wait list;

subscribing to The Beacon;

registering for resources;

enrolling in programs;

participating in community spaces; or

otherwise communicating with us.

Please read our Privacy Policy for further information about how we collect, use, store and manage personal information.

13. Cookies and Website Technologies

Our website may use cookies and similar technologies to support website functionality, remember preferences, understand website usage and improve the visitor experience.

Third-party platforms integrated with our website may also use cookies or similar technologies in accordance with their own policies.

Further information should be read together with our Privacy Policy and any cookie notice displayed on the website.

14. Limitation of Liability

To the maximum extent permitted by law, Communicate Now Pty Ltd is not liable for indirect, incidental, special or consequential loss arising solely from your use of, or reliance upon, this website or its general informational content.

You are responsible for evaluating how information and resources apply to your individual circumstances and for obtaining appropriate professional advice where required.

Nothing in these Terms is intended to exclude, restrict or modify any consumer guarantee, right, remedy or liability that cannot lawfully be excluded, restricted or modified under the Australian Consumer Law or other applicable legislation.

Where liability can lawfully be limited, it will be limited only to the extent permitted by applicable law.

15. Indemnity

To the extent permitted by law, you agree to be responsible for loss or damage reasonably arising from your unlawful use of the website, your material breach of these Terms, or your infringement of another person's rights.

This provision does not require you to indemnify us for loss caused by our own unlawful conduct, negligence or breach of obligations that cannot lawfully be excluded.

16. Changes to These Terms

We may update these Terms from time to time to reflect changes to our website, programs, services, business practices or legal obligations.

The current version will be published on this website with the date of the latest update.

Your continued use of the website following an update means that the updated Terms will apply to your subsequent use of the website.

Where a material change affects an existing paid program or contractual arrangement, any additional rights or notification requirements under applicable law or the relevant program terms will continue to apply.

17. Governing Law

These Terms are governed by the laws applicable in Victoria, Australia.

You and Communicate Now Pty Ltd submit to the jurisdiction of the courts of Victoria and any courts having jurisdiction to hear appeals from those courts, subject to any rights you may have under applicable Australian law.

18. Contact Us

If you have questions about these Terms, please contact:

Communicate Now Pty Ltd
Trading through Entrusted Steward Academy
ABN 49 617 069 342
Victoria, Australia

Email: [email protected]
Website: www.entrustedstewardacademy.com